| When I'm just going to work I carry a pretty simplified wallet without much in it, but when I'm going to fares and festivals where I expect not every stall to accept card it's a good idea to bring some cash on me. In terms of coins, I heard one proposal to ditch not only the penny, but the nickel and quarter too, and reintroducing the half dollar, which sounds like a good system. Pennies and nickels are too small to be useful, but ditching the nickel makes the existence of the quarter annoying because dimes don't fit into it evenly. |
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Reply to Noboru
@traed this is basically what I said in my previous response. I see no point in taking loans for payments when I have enough money in the bank and I don't really like the system of borrowing money on a moral level
edit:
edit:
traed said:
Technically all money is borrowed money because you are expected by the government to spend it and they charge interest in inflation.
Just because the government is borrowing money doesn't mean I have to do the same thing when I don't want to and don't need to - yet. And it hopefully will stay that wayTechnically all money is borrowed money because you are expected by the government to spend it and they charge interest in inflation.
| @Noboru Technically all money is borrowed money because you are expected by the government to spend it and they charge interest in inflation. |
| ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⣸⠋⠀⠀⠀⡄⠀⠀⡔⠀⢀⠀⢸⠀⠀⠀⡘⡰⠁⠘⡀⠀⠀⢠⠀⠀⠀⢸⠀⠀⢸⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠁⠀⣀⠀⠀⡇⠀⡜⠈⠁⠀⢸⡈⢇⠀⠀⢣⠑⠢⢄⣇⠀⠀⠸⠀⠀⠀⢸⠀⠀⢸⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⢰⡟⡀⠀⡇⡜⠀⠀⠀⠀⠘⡇⠈⢆⢰⠁⠀⠀⠀⠘⣆⠀⠀⠀⠀⠀⠸⠀⠀⡄⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠤⢄⠀⠀⠀⠀⠀⠀⠀⠀⡼⠀⣧⠀⢿⢠⣤⣤⣬⣥⠀⠁⠀⠀⠛⢀⡒⠀⠀⠀⠘⡆⡆⠀⠀⠀⡇⠀⠀⠇⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⢵⡀⠀⠀⠀⠀⠀⡰⠀⢠⠃⠱⣼⡀⣀⡀⠀⠀⠀⠀⠀⠀⠀⠈⠛⠳⠶⠶⠆⡸⢀⡀⣀⢰⠀⠀⢸ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⣀⣀⣀⠄⠀⠉⠁⠀⠀⢠⠃⢀⠎⠀⠀⣼⠋⠉⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠴⠢⢄⡔⣕⡍⠣⣱⢸⠀⠀⢷⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⡰⠃⢀⠎⠀⠀⡜⡨⢢⡀⠀⠀⠀⠐⣄⠀⠀⣠⠀⠀⠀⠐⢛⠽⠗⠁⠀⠁⠊⠀⡜⠸⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀ ⢀⠔⣁⡴⠃⠀⡠⡪⠊⣠⣾⣟⣷⡦⠤⣀⡈⠁⠉⢀⣀⡠⢔⠊⠁⠀⠀⠀⠀⢀⡤⡗⢀⠇⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⢀⣠⠴⢑⡨⠊⡀⠤⠚⢉⣴⣾⣿⡿⣾⣿⡇⠀⠹⣻⠛⠉⠉⢀⠠⠺⠀⠀⡀⢄⣴⣾⣧⣞⠀⡜⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀ ⠐⠒⣉⠠⠄⡂⠅⠊⠁⠀⠀⣴⣿⣿⣿⣿⣻⣿⣿⡇⠀⠀⢠⣷⣮⡍⡠⠔⢉⡇⡠⠋⠁⠀⣿⣿⣿⣿⣄⠀⠀⠀⠀ |
| I carry a small amount of cash with me but most of the time it ends up going into some donation bucket when I see it. I don't usually buy things in cash. |
♡☆♡☆♡ |
| Yes. Because some vendors only accept cash. |
| You're still carrying wallets? Forget cash, I don't even carry anything besides my phone and keys anymore. Age of mobile payment has come boomers. And if my phone dies I'll die with it. |
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| Do you still carry cash on you, or is that out of date? Not only am I still carrying cash with me, sometimes I have to do it, for example my hair dresser only accepts cash. Usually, I'm only using my card for bigger purchases. |
| I do in small amounts as some fast food places and restaurants only take cash. Also if I visit model engineering societies too, although more of these are adopting card machines. |
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| I almost never use cash. The only time I have some is when I take out the bottle return money and don't use it to pay groceries. Paper money has it's uses but in everyday life it's pretty impractical for me as an adult |
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| Japan has a lot of options for cashless now... but some places still only accept cash. A lot of places, actually. So I still tend to carry cash, though I pay mostly by card. |
Supreme Seireitei - Captain of the 10th Court Guard Squad |
| If i want to attempt to budget I'll carry a set amount and leave my card at home. That's usually the only time i use cash. |
Reply to FiendishChan
You're still carrying wallets? Forget cash, I don't even carry anything besides my phone and keys anymore. Age of mobile payment has come boomers. And if my phone dies I'll die with it.
| @FiendishChan kids react to cash.mp4 |
| i am in russia and you know enocomy is doing great society si doing great everything is greater than great as they say on tv. when i buy anything with cash they give me 10 ruble currency and a punch of pennies i ha ve so many pennies it makes me sick and 10 rubble paper is like... its almost a cent at that point. however most people indeed practically use only credit cards and pay electronically. i think you should be cautious and keep real cash but not be insane like the idiots who buy gold... |
I am just the admin of www.churro.club.  |
Reply to FiendishChan
You're still carrying wallets? Forget cash, I don't even carry anything besides my phone and keys anymore. Age of mobile payment has come boomers. And if my phone dies I'll die with it.
| @FiendishChan should I run over this liberal or go around it? |
| I am just the admin of www.churro.club. |
| Holding cash money makes me feel very powerful, but I don't really keep it on me all the time. I'm more anxious of being robbed than having an applicable use for the paper dollar. That being said, it really is just satisfying to amass physical wealth. |
FiendishChan said: Yes, because it also contains my identity card, my driving permit, my health insurance card and my blood donation card amongst other things that could be useful and/or requiredYou're still carrying wallets? Ricchan__ said: Yeah last time I went to my hair dresser, there was a sign up that the card reader was broken, so it's perfectly alright for me as I always have enough money in my purse. Pretty much the same here, I also pretty much only use my card for bigger or for online purchases, though there are a few parking automats that only accept cardsNot only am I still carrying cash with me, sometimes I have to do it, for example my hair dresser only accepts cash. Usually, I'm only using my card for bigger purchases. |
| I always carry cash, and I only pay in cash if im buying something in person. But I never carry more than 40 dollars on my wallet, unless im buying something that costs more than 40 dollars that same day My biggest fear is that if I want to buy something, and then for some reason my cards/app gets rejected, I would feel so embarrassed. So cash all the way. Now, if I want to buy something in person thats more than 400 dollars, ill just give them a bank check or ask if they have Zelle/cashapp. |
oooo3333Sep 8, 2:04 PM
| Paying with cash is better. There is no reason for my bank to know where I spend my money and when. |
  死神 ❝What do you think are the most important things in life? Money, dreams, sympathy towards others... Yes, they're all important things as well... But the most important thing is responsibility for your own actions.❞ - Yuichi |
oooo3333 said: Respect if you can just live on 40 Dollars in this day and age, but what if you have miscalculated and need more money quickly? But I never carry more than 40 dollars on my wallet, unless im buying something that costs more than 40 dollars that same day oooo3333 said: Why not just use your bank/debit card for those higher-priced spendings?Now, if I want to buy something in person thats more than 400 dollars, ill just give them a bank check or ask if they have Zelle/cashapp. Rui_Rei said: That's quite admirable, also great story ^^I want to be some one who can help people when they need it. And for that reason. I carry cash. Though it doesn't have to be something that noble. It wouldn't come off as any good for example as a guy to not have enough hard cash to being able to cover your and your party's expenses in a restaurant in the case of the absence of any other options, plus it has far more style to pay in cash than paying with a card Rui_Rei said: Me too. Another good example includes coin-operated lockers so as much as it would be more convenient to just have bills at most, it's far more useful to have coins as wellI carry coins and bank notes every time now when I go out. edit: 666 said: Preach it, brother. Not only your bank, but also the government and any other entities. Only exceptions I'm making though like Ricchan__ above is when it comes to higher-priced items for safety and security reasons and to have an additional proof of purchase Paying with cash is better. There is no reason for my bank to know where I spend my money and when. |
| Taco trucks near me accept cash only or charge a crazy amount for using your card ToT so I always carry like 20 bucks for some yummy tacos :P |
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| Not really no I always use contactless which is good but I often don't think about the impact it has on my habbits. Like I feel more accepting to making big purchases where if I had physical cash I would think more about how I spend my money. |
| Yep. What can I say? I am an old soul ;) |
| I always carry cash, but my colleagues barely do so and they pay with apps on phones. Of course, cash may seem inconvenient, especially when you have a lot of coins inside your purse. But there're also a lot of times when my colleagues (and one time my cousin) are told that only cash is accepted in some stores and restaurants, and I'm there to help them. Another thing is that when I am able to clear most or all the coins in my purse, there's a weird but happy feeling in me and I really like this feeling. |
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