Story
I have to admit the plot is quite unique for an anime. I was yet to see a love story start with the girl asking the guy to lend her money out of the blue. The fact that pretty much everything that matters happens under the surface is also a nice touch, but it leaves the viewer to reach a lot of his own conclusions, some of which I feel should've been enforced by the script writer.
Art
Generic 80s-90s anime style; blurry details, very similar-looking characters, colourless eyes, etc. Not at all impressive.
Sound
The background audio is fine, though not strikingly good. The voices are not very good, as they feel a bit artificial and there's plenty of clipping (eg whenever a female shouts, which is quite a few times). The ED song is very nice but I couldn't appreciate its soft melancholic atmosphere since the rest of the movie was filled with frustration.
Characters
Well, they are certainly memorable, but I can't even count the number of times I was frustrated by each of the three main characters. That doormat of a male lead could drive the most patient of people starking mad with his inaction and self pity. The heroine isn't much better - I suppose she was meant to be a tsunderekko, but while the tsun side is apparent throughout the movie the dere one seems to have been left as an exercise for the reader (or watcher as may be the case here).
Enjoyment
The somewhat unusual plot and lively progression could've warranted a quality hour of entertainment, but I felt that the characters' actions buried the few good parts deep beneath the sea of frustration, rendering the film little more than a test in patience.
